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• Promo runs from Tuesday, August 1st, 2023, to Friday, December 15, 2023. 

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• Open to residents of Guam, Saipan, and Palau with the exception of C.I.U. and C.E.I. employees (and those with whom such employees are domiciled).

 

• No purchase necessary to participate. 

 

• Enter online by completing the Calvo's Insurance 85th Anniversary Giveaway survey. 

 

• One(1) survey entry per person. Please do not submit more than once.​

 

• Calvo’s Insurance will notify winners via email, phone, and social media. 

 

• The deadline to enter the Calvo’s Insurance 85th Anniversary Giveaway is Friday, December 15, 2023, at 5:00 pm. 

• Winner announcement: Calvo's Insurance will announce the lucky winners on December 20th, 2023.

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• Privacy Policy / Data Collection: any information voluntarily provided by the participant will be solely used for marketing purposes by the company and its third-party affiliates. 

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