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About Calvos Insurance 

Calvo's Insurance has served Guam & Micronesia for 85 years as the region's #1 insurance agency insuring more homes, cars and businesses than anyone. Some of the core benefits to insuring with Calvo's include:

  • Financial Strength & Stability of our Insurance Carriers

  • Insurance Underwriting & Claims Expertise

  • A Commitment to Serve & Support Individual and Business Clients

The Calvos SelectCare Insurance program was launched in September of 2000 and now insures over 35,000 members including employees of the Governments of Guam and CNMI, and some of the largest employers on Guam, CNMI and the rest of Micronesia. Calvo's SelectCare is now the leading health plan on Guam and Micronesia. As your most trusted name in insurance, we offer professional and friendly insurance protection that comes from years of expertise in covering thousands of customers. Please contact us for any questions.

Our History

Calvo’s Insurance Underwriters (CIU) and Calvo's SelectCare

Calvo’s Insurance Underwriters (CIU) is the cornerstone of Calvo Enterprises. It was the first of the Calvo companies, established in 1938 by Eduardo T. “Jake” Calvo, who began selling fire and typhoon insurance out of his home. What began as a part-time job is now the largest insurance provider on Guam. Spearheaded by Paul Calvo Jr., Calvo’s Insurance has over 100 employees, two offices in Guam, a branch office in Saipan and a branch in Palau.


Calvo’s Insurance offers the full range of auto, home, health, life, property, marine cargo, casualty, bonding and liability insurance coverage. As the market leader on Guam, the company collects more than $100 million in premiums annually. CIU’s credibility is bolstered by its strong partners abroad such as American International Group (AIG) and Tokio Marine Pacific Insurance & Nichido Fire Insurance Company of Japan. Calvo’s insurance leads the market by providing an affordable comprehensive insurance plan and by offering an extensive network to its customers.


Calvo’s renowned SelectCare medical plan allows access to more than 100 physicians and clinics in the region, as well as more than 350,000 health care providers in the United States and Philippines. Every year CIU continues to set the standard and stay at the leading edge of the insurance industry.

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